Is Charisma a useful stat in Fallout: New Vegas?

I’m beginning playing this game and I’d like to know if Charisma is worth putting a few points into.

I always play RPGs as a diplomatic character, and I want to do the same here. However, it seems that in F:NV only the Speech skill is really useful when it comes to finding a diplomatic way to solve quests.

Is Charisma worthless, even for a diplomatic character? Are there many quests where a Charisma check is made instead of a Speech check for example?

Answer

Charisma increases your speech and barter score, and if your charisma is too low some interactions will not be available, regardless of your speech or barter skills. According to the wiki though, these interactions ultimately do not have any significant effect on game play, nor do they provide any special bonuses.

High charisma is also required to obtain the Ferocious Loyalty and Animal Friend perks. Ferocious Loyalty grants your companions a boost to damage resistance when you drop below 50% health, and Animal Friend will prevent animals from attacking you unless you attack them first. Something to note about Animal Friend however is this:

Deathclaws are not classified as animals for the purposes of this
perk. Neither are any variety of arthropods such as radscorpions.

One final thing to mention is that it also increases companion nerve. Description according to the fallout wiki:

Companion Nerve gives each companion in the party +5% to their damage
and armor, up to a maximum of +50% at 10 Charisma.

Attribution
Source : Link , Question Author : Emiliano , Answer Author : Wipqozn

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